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Rejection By Bank Status Report Of PUNJAB NATIONAL BANK



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 20016 -
2 Total No of Application Rejected 11431 57.11
3 Not Viable 1627 14.23
4 PMEGP Target Achieved for current year 351 3.07
5 Out of service area 963 8.42
6 Applicant not intrested 1754 15.34
7 CIBIL Report not satisfactory 1085 9.49
8 Defaulter 184 1.61
9 Unable to deposit own contribution 40 .35
10 Existing unit 1063 9.3
11 Inadequate knowledge in proposed industry 992 8.68
12 Activity in negative list as per PMEGP Scheme 44 .38
13 Already Govt. Employee 30 .26
14 Unable to submit Documents 1146 10.03
15 Spouse PMEGP/REGP Loan availed 51 .45
16 Applicant requested to return application 241 2.11
17 Improper application 580 5.07
18 Revised Application Submitted 1081 9.46
19 Applicant willing to avail PMEGP loan from other bank 155 1.36
20 Other Reasons 4 .03